Debt relief

Is this offer a bad deal?

None of these are illegal on their own. Together they describe a business model that costs more than the debt.

Tick anything they have doneThey asked for a fee before settling anythingThey told you to stop paying your creditorsThey guaranteed a specific percentage reductionThey would not put the total cost in writingThey pressured you to decide on the callThey claimed a government program endorses themThey could not name the accounts they would negotiate

Tick what applies